Do you have equity in your home?If so you may want to consider taking out a home equity mortgage and using the money to invest. An interest only mortgage could cut your monthly payment by up to a third.If you can free up or reallocate just $500 a month for investing at the same [...] Invest Your Home in the Stock Market But this is still greater than your mortgage interest rate and certainly greater than your bank account, CD and most money market rates. That $124,000 you invested 10 years ago at 17% is now about $580,000. Your 8% rate is now effectively 6.4%. The same holds true for your home appreciation rate.But the possibility remains. After 20 years your investment amount will be worth nearly $820,000. However I would caution anyone against investing more than they feel comfortable losing and strongly urge investors to spread their investments among other classes of assets such as realestate, bonds, precious metals, etc.)If you found an investment that would return 20% or more, would you take out a funding at 8% to invest?Do you own a home? If you do nothing, 10 years from now you could still have 10 years to pay on your mortgage and your home would be valued at almost $400,000. Is this more than your bank savings account or CDs are paying?
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