It is best to do research and want to learn about how to manage your credit, bills, and any extra expenditure before it is too late. Having the feeling of fewer bills can provide you more freedom for going out and buying an expensive car, stereo or designer clothes. The earlier you invest the better. Pete Glocker can be reached by email at pete@dmcccorp.org DMCC financial counselors can be reached for free education materials, budget counseling and debt management plan [...] Be smart with your money. A medium-term goal could be buying a business, a home or paying for your child?s education. A short-term goal may be a new car, a vacation or a television. Stick with your career, and the money will eventually come.When you get hired for your first job in the ?real world,? If a 25-year-old who invests $2,000 a year at a 6 percent compound interest annually for fifteen years and never invests another dollar, after the age of 40, the 25-year-old will earn more by the age of 65 than a 35-year-old who invests $2,000 a year at 6 percent compound interest annually for 30 years, even though the 35-year-old would have invested twice as long.Last but not least, it is important to identify a short, medium and long-term goal for yourself. find out what kinds of retirement plans are available.
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