Germany has a statutory health assurance system (GKV). A full private sickness insurance (PKV) is only available for individuals who are not obliged to join the national sickness insurance. But everybody has the chance to effect complementary private sickness insurance besides the statutory health assurance. On the market there are numerous insurers selling these complementary private medical insurances. Here you can find a free comparison of assurance suppliers and get your personal supplementary private health insurance quotation: Private Zahnzusatzversicherung

A additional private health assurance has several benefits:

Every German, who is obliged to be a member of the national health assurance (GKV), can effect supplementary private sickness assurance. This applies especially to workers and employees whose incomes are below the GKV insurance limit. The assurance limit is a earning of 4,012.50 Euros per month in 2008. A lot of companies offer the option of making modulation to the tariff of the active agreement. That is very helpful when your individual standards change over time. One should always look for different quotes before choosing your additional private health insurance supplier. That can be done on web pages like this: preiswerte Zusatzversicherung. Persons with a complementary private sickness assurance can be treated like private patients. This means that the assurance offerers pay items like glasses and adherent lenses. In addition, a patient with a complementary private health assurance might get a single room in hospital as well as daily compensation payments for the phase of sickness.

The complementary private sickness insurance gives additional performance to members of the national sickness assurance in Germany. Private medical insurance suppliers pay items, which are not paid by the governmental health insurance. The details are dependent on your individual contract. The monthly expenses of the private medical insurance are only dependent on the personal contract and are not calculated in accordance to your salary. Everybody, who is unhappy with the low performance of the statutory health assurance, should consider contracting supplementary private health insurance. So the patient can obtain the good feeling to have better treatment and performance in case of an illness. Private patients see the physicians bills and know how much is charged. So you can see how expensive the different items are. As a private insured, you can control the medical bills.